The best way for car accident victims to get the money they deserve when filing a personal injury claim is by working with an experienced car accident attorney. Hiring a car accident attorney can help you to navigate your car accident claim and recover compensation to cover the cost of medical bills, property damage, lost wages, loss of enjoyment of life, pain and suffering and more.
Why You Will Receive More Money if You Hire an Attorney to Handle Your Car Accident Injury Case
First, insurance companies take advantage of people that do not have an attorney. Insurance companies have trained employees whose only job is to try to resolve claims as quickly and cheaply as possible. These employees usually act like they want to help you and are nice at first. However, once you let them know that you have suffered serious injuries, they change their tune. These employees quickly become argumentative and aggressive. This is because their performance is based on how quickly they resolve claims and by how much money they save their companies by doing so. These same employees also receive raises and bonuses for resolving claims quickly and for low amounts.
It is not uncommon for insurance companies to offer a small amount of money shortly after a claim is reported. For example, if you report you went to the emergency room to get checked out, the insurance company may quickly offer you $500 or $1,000 plus the cost of your medical bills. This is part of their plan and is not in your best interests. The insurance company is trying to settle your claim early and without you knowing the full extent of your injuries. If you require follow up care, have the delayed onset of pain or symptoms, or have a more serious health problem that results from the accident, you will not receive any compensation for those issues once your claim is settled. Insurance companies know that the earlier they settle a claim, the less they have to pay. They also know that you may experience problems in the weeks that follow a car accident and they purposefully try to stop you from claiming the full extent of your injuries by settling your claim in the first few days.
Second, an experienced injury attorney is familiar with the tricks and tactics insurance companies use to try to minimize the value of your claim. At the same time, an experienced attorney knows what evidence or arguments increase the value of your claim. For example, if the damage to the vehicles in a car accident does not look significant, the insurance companies will argue that the impact was at a low speed and that your injuries could not be caused by it. However, an analysis of the repair estimate, showing which parts of the vehicles had to be replaced is a better indicator of the real damage to the vehicles. An experienced attorney will know what to look for. He will know that if certain parts were damaged or replaced, that the speed of the impact is greater than what the pictures show. Often times, pictures do not tell the full story. There could be internal damage both to you and your vehicle that cannot be seen from the outside.
Likewise, if you wait to receive medical treatment, the insurance company may argue that you were not injured. At the same time, if you had a prior injury that was made worse by the accident, the insurance company may try to argue that your injury was not a result of the accident. An experienced injury attorney knows how to fight these arguments and will see that you receive top dollar for your injuries.
Third, an experienced attorney knows all the damages you can claim and the proof required by the insurance companies to receive them. Most people know that they can claim medical bills and pain and suffering. However, you may not realize that you can be compensated for many other things, such as: lost earnings, vacation or sick days used, the costs of rental cars or ride services, future medical expenses, future pain and suffering, among other costs you had to incur because you were unable to go about your daily living activities. For example, if you had to hire a babysitter to care for your children due to your injuries, you could recover this amount. If you had to hire a housekeeper to clean your house, you could claim these damages as well. If you had a planned vacation or trip that you were unable to go on, the insurance company should be responsible.
Fourth, an experienced injury attorney is familiar with the different types of insurance available and how they work together. A skilled attorney will be able to find all sources of recovery. At the same time, an attorney will be able to maximize your recovery because of his understanding of insurance laws and his ability to interpret the insurance policies.
How Do Car Accident Victims Get the Money They Deserve?
Navigating your auto accident carefully and with the help of an experienced car accident attorney can help you to get the best outcome in your case.
Spanish Speaking Car Accident Lawyer in Houston, Texas
Spanish-speaking individuals can have a more difficult time seeking justice in their personal injury cases due to language barriers. This causes them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you.
Personal Injury Lawyer in Houston, Texas
If you or someone you love has been involved in a car accident and suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!