What Happens When A Car Accident Claim Exceeds Insurance Limits?

What Happens When A Car Accident Claim Exceeds Insurance Limits?

Most people understand that those who are involved in car accidents that are not their fault are entitled to financial compensation to help ease the stress and inconvenience of emotional, physical damages, and loss of property. However, insurance companies can have policies that make it difficult for victims of a car accident to collect an adequate amount of money for the pain and suffering they have endured.


If you have recently been involved in a car accident that was not your fault and are planning to file a personal injury claim against the at-fault party in your accident, there are some things you may be in the dark about. For instance, each driver with liability insurance is protected up to a certain decided amount that they choose for their policy. In Texas, the minimum liability insurance coverage a driver can legally carry is $30,000 of coverage for injuries suffered per person, with a total of $60,000 per accident, and $25,000 of coverage for property damage. This type of liability coverage is known as 30/60/25 coverage. In most cases, insurance companies will only pay what they owe according to the limitations of the at-fault party’s insurance policy. If your injuries exceed this amount, you may need legal help in order to collect the compensation you deserve. The Law Office of Beverly R. Caruthers has spent the last three decades helping accident victims get the compensation they truly deserve. If you are worried that you will not be able to get enough compensation to take care of yourself after an accident, contact us today!


The truth is, even in car accident cases where the other driver has driven recklessly or with obvious negligence of the law, insurance companies will still use bully tactics to minimize discredit and blame you for the damages to you and your property. Working with an experienced personal injury attorney can help to protect you and your assets in car accident cases. At the Law Office of Beverly R. Caruthers in Houston, we believe that all drivers who have suffered due to the actions of another should be given proper representation and compensation for their case. We work with our clients to help bring them justice with no upfront costs to them. Our team understands that the last thing you need is more financial burden on your plate following a car accident. If you or someone you live with has recently been injured in an automotive accident, contact our office today or fill out our online contact form in order to schedule you no-cost, no-obligation, consultation with our team to determine your options moving forward in your case.


Houston’s Best Personal Injury Attorney

Beverly R. Caruthers proudly serves and defends the Greater Houston area including but not limited to Baytown, Conroe, Crosby, Humble, Huntsville, Lake Jackson, Missouri City, Pasadena, Spring, Tomball. Our legal team is bilingual and offers Spanish speaking legal counsel for all of our clients. If you need legal representation following an incident don’t hesitate to contact Beverly R. Caruthers Law Office!



Beverly R Caruthers Law Office
Address: 4141 Southwest Fwy, Suite 620
Houston, TX 77027
(713) 526-9557
View our Website
View our Facebook page
View our Google Listing