If you have been involved in an accident that has resulted in your filing a personal injury claim it is very important that you limit the number of people you discuss your case with. This is because insurance companies will do everything in their power to poke holes in your case, denying you an adequate amount of compensation to cover the costs of your medical bills.
Avoid speaking on social media, limit the amount of information you share with your employer, and never agree to speak with the other side’s insurance adjusters without first consulting with an attorney at a personal injury law firm.
Read below to learn more about why you should use caution when talking about your personal injury case:
Why You Should Not Talk to the Other Side’s Insurance Adjuster After an Automotive Accident
Risks of Talking to Insurance Adjusters
Insurance adjusters will try to extract information from the accident victim to use against him or her. Many people have no idea of the tactics that insurance adjusters may use. They may feel open communicating information with the adjuster until they realize that what they have said is being used against them. People are naturally inclined to be honest and to expect to be treated in a fair manner.
While many people think that they know the laws related to accident cases and believe that they have a good case, this is often not the case. There may be a number of legal maneuvers that must be undertaken before a victim is able to receive fair compensation. However, there may be many legal pitfalls that can await an unsuspecting victim. Often, insurance adjusters will ask the victim to make a recorded statement. The victim may be completely honest about everything. However, later at trial, the insurance company may attempt to show that there are inconsistent statements between the recorded statement and the testimony at trial. The lawyer representing the insurance company may attempt to use this contradiction to make the jury question the victim’s credibility so that they will find for the defendant and not the victim.
Due to the insurance adjuster not representing the victim’s interests, it is usually better for accident victims not to talk to insurance adjusters directly. They may prefer to hire a personal injury lawyer to perform this task for them.
When Cooperation Is Necessary
In some situations, the accident victim may have to cooperate with the insurance adjuster. For example, if he or she lives in a no-fault state, he or she may have to report the accident to his or her own insurance company. He or she may be contractually obligated to talk to his or her insurance company after being involved in an accident. In fault states, if the defendant has no insurance or an inadequate amount of insurance, the victim may be able to make a claim on his or her own insurance policy’s uninsured motorist coverage. However, a person is usually not required to talk to the other party’s insurance adjuster.
In addition to attempting to extract information to use against the victim and to get a recorded statement, the insurance company may also try to get the victim to sign a medical release form. This form provides the insurance company with the right to receive the victim’s medical records. These releases are often much broader than is necessary. Additionally, the insurance company may try to use the information that it gains from this process in order to use it against the victim such as by denying a claim based on a prior injury.
This is why you should always use caution when talking about your personal injury case with anyone other than your personal injury attorney.
Spanish Speaking Car Accident Lawyer in Houston, Texas
Spanish-speaking individuals can have a more difficult time seeking justice in their personal injury cases due to language barriers. This causes them to not take action against those who have left them with financial devastation and physical trauma. At the Law Office of Beverly R. Caruthers, our team refuses to let a language barrier affect your right to justice and compensation. If you or someone you love has been injured in an accident and is in need of Spanish-speaking legal advice, our team is here for you.
Personal Injury Lawyer in Houston, Texas
If you or someone you love has been involved in a car accident and suffered an injury, experienced loss of income, or are unable to work due to a car accident, you can benefit from the services of a Houston car accident expert in your personal injury case. Whether you missed work due to an injury or due to not having access to a vehicle, Attorney Beverly R. Caruthers can help you!
Beverly R Caruthers Law Office
Address: 4141 Southwest Fwy, Suite 620
Houston, TX 77027
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